Protect your loved ones from the financial burden of funeral costs, medical bills, and other end-of-life expenses. With Policy Pulsehq, get peace of mind knowing your family won't face financial stress during their time of grief.
Complete this simple form and one of our licensed agents will contact you with customized final expense insurance options.
Fill out the form below and we'll help you find the perfect final expense coverage for your needs.
Provide your family with financial protection and peace of mind during difficult times
Most plans don't require medical exams or extensive health questions. Coverage is available for ages 50-85, regardless of health history.
Your premium will never increase, and your coverage cannot be canceled as long as payments are made. Protection that remains constant.
Benefits are typically paid within 24-48 hours of claim submission, providing immediate financial support when your family needs it most.
Simplified underwriting process with no physical exams required in most cases. Get coverage quickly and easily.
Policies starting as low as $20/month. Provide meaningful protection without straining your budget.
Funds can be used for funeral expenses, medical bills, outstanding debts, or any other final expenses your family faces.
Comprehensive protection for all end-of-life expenses
Covers burial or cremation costs, funeral home services, casket or urn, and memorial ceremonies.
Includes floral arrangements, headstones, burial plots, and other memorial items.
Helps pay for outstanding medical expenses, hospital bills, and prescription costs.
Can be used to settle credit card balances, personal loans, and other financial obligations.
Covers transportation costs for family members to attend services and related travel.
Provides support for family living expenses during the adjustment period.
Understand the differences to choose the right protection for your needs
Getting final expense coverage with Policy Pulsehq is simple and straightforward
Complete our simple online form to receive personalized quotes from top-rated carriers.
Speak with one of our licensed agents who will help you choose the perfect plan for your needs.
Complete the simple application process, usually without medical exams or complicated paperwork.
Receive your policy quickly, often within 24-72 hours, and enjoy immediate peace of mind.
Get answers to common questions about final expense insurance
Final expense insurance is a type of whole life insurance designed specifically to cover end-of-life expenses such as funeral costs, medical bills, and other final arrangements. It typically offers smaller coverage amounts ($5,000 to $50,000) and is easier to qualify for than traditional life insurance.
Final expense insurance is ideal for seniors aged 50-85 who want to ensure their loved ones aren't burdened with funeral costs and other end-of-life expenses. It's especially valuable for those who don't have significant savings or existing life insurance coverage for these specific expenses.
Premiums typically range from $20 to $150 per month, depending on your age, health, coverage amount, and the insurance carrier. Most policies offer level premiums that never increase, regardless of changes in your health or age.
Most final expense policies do not require medical exams. Instead, they use simplified underwriting that asks a few health questions. Some carriers offer guaranteed acceptance policies with no health questions at all, though these may have higher premiums or waiting periods.
Most final expense insurance policies pay benefits within 24-48 hours after the claim is submitted and approved. This quick payout ensures your family has immediate access to funds when they need them most.
Yes, many final expense insurance providers offer coverage to individuals with pre-existing conditions. While some conditions may affect your premium or eligibility, there are usually options available for most health situations.
Don't leave your loved ones with financial burdens. Get peace of mind knowing that your final expenses are covered with affordable, guaranteed protection.
